We use cookies, to distinguish you from other users, on our website located at (the ‘Site’). The Site is provided by CRONY LLC, a company incorporated in the United States of America and whose registered office is at 125 Kingsway, London, WC2B 6NH, UK. who operates the site on behalf of ClearPay Finance Limited, a company incorporated in England with registered company number is 05198026 and whose registered office is at Suite 226, Peter House, Oxford Street, Manchester, M1 5AN

Here you will find information on what cookies may be set when you visit the Site and how to reject or delete those cookies.  

For further detailed information about the Site, please click here to see our Terms and our Privacy Policy.

By continuing to use the Site you are agreeing to our use of cookies in the manner described in this policy.


1. A cookie is a small data file that is placed on your computer or other device to allow a website to recognise you as a user when you return to the website using the same computer and web browser, either for the duration of your visit (using a ‘session cookie’) or for repeat visits (a ‘persistent cookie’).  Other similar files work in the same way and we use the word ‘cookie’ in this policy to refer to all files that collect information in this way.

2. Cookies are an extremely common technology for remembering certain information about a Visitor to a website.  The vast majority of websites currently make use of cookies and they are commonly used for a wide range of tasks.  We use cookies for the following purposes:

2.1 Strictly necessary cookies. These are cookies that are required for the operation of our Site. They include, for example, cookies that enable you to login to your account or place an order on our Site;

2.2 Analytical cookies. They allow us to analyse the use of the Site by, for example, recognising and counting the number of visitors and how they move around the Site.  This helps us to see what parts of the Site are popular and which sections need improving to make the experience better for users;

2.3 Functionality cookies. These are used to recognise you when you return to our Site and to embed functionality from third party services. This enables us to ensure that content can be personalised for you, greet you by name, remember your country and preferences and to integrate useful services provided by third party providers into our Site; and

2.4 Advertising cookies. These cookies record your visit our Site, the pages you have visited on our Site and others and the links you have followed.  We will use this information to make the advertising displayed to you more relevant to your interests. We may also share this information with third parties for this purpose.

This document gives you information on the specific cookies used on the Site.


3. When you accessed the Site, you were presented with a message that notified you of our use of cookies.  We had to use a cookie to present you with that notice (you can see details of this cookie under ‘Cookie Banner’ in the table below).  If you continue to use the Site, more cookies and other tracking technologies will be placed on your computer as described in this Cookie Policy in order to enhance your user experience whilst on the Site.  By continuing to use the Site and/or by accepting our Terms and our Privacy Policy, you are agreeing to the use of such cookies and tracking technology.

4. If you wish to restrict or block the cookies which are set by the Site (or, indeed, on any other site) you can do this through your browser settings.  The ‘Help’ function within your browser should tell you how. If you are primarily concerned about third party cookies generated by advertisers, you can turn these off by going to the Your Online Choices site at  

5. Alternatively, you may wish to visit which contains comprehensive information on how to do this on a wide variety of browsers.  You will also find details on how to delete cookies from your computer, as well as more general information about cookies.  Please note that, as these websites are not owned or operated by us, we are not responsible for any of the content on them.

6. Please be aware that restricting cookies may mean that you will not be able to take full advantage of all the features or services available on this Site.


Below is a list of the main cookies used on the Site and what each is used for:

  • Google Analytics
  • Google Tag manager
  • US Gateway form
  • UK Gateway form
  • Cookie acceptance form
  • Covid pop-up form


7. We also use and work with a number of third party suppliers and partners who set or read cookies on this Site. We do not have any control over these cookies. For example, we sometimes embed video content from websites such as Wistia, which set cookies on your device when you visit a page on the Site containing embedded content. Whilst we provide a summary of the third parties cookies used in the table below, you should also check the relevant third party’s privacy policy using the links in that table for more information about how these cookies are used.

8. The third party cookies used in connection with this Site include:

8.1 Analytics cookies. We use cookies to help us collection informational that allows us to analyse web traffic to our Site. The information collected via the cookies, which is anonymous, is sent to a third party that operates analytics tools which we use to analyse the information collected and improve the Site’s performance.

8.2 Social media cookies/plugins. We include a variety of social media features on the pages of the Site that record your interactions with those features with your accounts with various social networking sites (e.g. Facebook and Google+ buttons). For these to work, the social networking site with set/read cookies through our Site to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

8.3 Embedded third party content. Some of the content on our Site (e.g. maps or videos) is provided by online services operated by third parties. When you visit a page containing content from one of these services, a cookie may be set by the relevant third party.

8.4 Advertising cookies. We also use and work with a number of third party suppliers and partners who set cookies on this Site in order to deliver targeted and non-targeted advertising to you. Please see a summary of the third party advertising cookies used in the table below. If you would like more information about the cookies used by these organisations or would like to access a tool which you can use to disable them, please visit the Your Online Choices site at or click on the AdChoices logo that you will see in the corner of advertisements that carry behavioural targeting cookies.

9. Below is a list of the third party cookies used in connection with this Site and what each is used for:

  • Google Analytics
  • Google Tag manager
  • US Gateway form
  • UK Gateway form
  • Cookie acceptance form
  • Covid pop-up form


10. Some of the emails we send to you may contain a ‘web beacon pixel’ (clear GIFs) or tracked links which allows us to identify when you have opened the email and to verify which links contained in the email you have accessed.  We use this information to determine which parts of our emails are of most interest to you.

11. You can delete the pixel by deleting the email.  If you do not wish to download the pixel to your computer or other device, you can ensure this by selecting to receive emails from us in plain text rather than HTML.

12. Alternatively you can unsubscribe from our mailing list by contacting us at


13. We may make changes to this Cookie Policy at any time by sending you an e-mail with the modified Terms, or by posting a copy of them on the Site.  Any changes will take effect 7 days after the date of our email or the date on which we post the modified terms on the Site, whichever is the earlier.  Your continued use of the Site after that period expires means that you agree to be bound by the modified policy. ‍


14. If you have any questions or concerns about cookies or your privacy when using the Site, please contact us at